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You must pay the mortgage or rent

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You have to buy food and essential supplies

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Unless you are a nudist, you will need clothes

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Energy is purchased to heat or cool your home

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Rising kids costs a lot

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Eating out can be expensive

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Buy tickets to see a movie

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Stay at home and pay for Netflix and Spotify

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Sign up for Amazon prime

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Buy stuff you don’t need with a click

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pay your credit card bill monthly

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Take an Uber to a bar

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Run up a huge bar tab 

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Pay the vet to cure your sick pet

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Your roof is leaking

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Kid’s education is a big expense

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Lash out on a big graduation party

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Spare no expense on your daughter’s wedding

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Buy gifts for your grandkids

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Legal expenses to write a will

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The washing machine just died

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Lets book a cruise

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Pay all those cruise upcharges

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Replace that old worn out car

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Insurance and registration are obligatory 

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Lets take a long road trip

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Fuel and hotels are not free

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That was an expensive restaurant

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The house needs fixing up

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The yard needs new plants

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Your furniture is worn out

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Your prescriptions are expensive

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You need a haircut

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Time for manicure and pedicure

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Its best to upgrade your phone now

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Chronic illness requires expensive care

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Medical bills pile up

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An expensive hospital stay

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Funeral bill comes in

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The tax man takes his share

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There is none left